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Offering Financing Solutions for Your Business

and Commercial Real Estate

About Spectrum Business Financing

Our Approach

At Spectrum Business Financing, we understand that securing financing can be a daunting task, especially for businesses facing unique challenges or operating within niche markets. That’s why we take a personalized approach, working closely with each client to assess their specific needs, goals, and circumstances. Whether you’re a startup looking to launch your venture or an established company seeking to expand, we’re here to help you navigate the complexities of business financing with confidence.

Spectrum Business Financing provides businesses with unique financing options. Most of our clients were unable to obtain financing on their own. We have a strong record of getting our clients approved for excellent business loansWelcome to Spectrum Business Financing, where we specialize in providing tailored financing solutions designed to meet the diverse needs of businesses across various industries. With a commitment to excellence and a track record of success, we empower entrepreneurs and enterprises to achieve their financial goals, even when traditional avenues for funding may have proven challenging.. Read More…


We offer great rates and fully amortized terms for almost any type of business!

Our Financial Services

Our expertise extends to navigating the intricate requirements of Small Business Administration (SBA) loans, ensuring swift and efficient processing for our clients. The SBA loan program offers valuable opportunities for businesses to access affordable financing with favorable terms, but the application and approval process can often be daunting and time-consuming.

We take pride in offering traditional working capital loans designed to meet the diverse needs of businesses with competitive rates and flexible repayment terms. Our commitment to providing accessible financing solutions enables businesses to maintain liquidity, seize growth opportunities, and navigate operational challenges with confidence.

In today’s dynamic economic landscape, securing commercial loans can often be a challenging endeavor, with many lenders tightening their lending criteria and turning down a significant number of transactions. However, at Spectrum Business Financing, we take a comprehensive and forward-thinking approach that sets us apart from the competition, enabling us to provide financing solutions for a broader range of borrowers.


Spectrum and Wendy Roberts helped me navigate the PPP and SBA Loans during the beginning of the government subsidies in April, 2020.  Her timely information and vast knowledge helped me fill out my applications correctly and secured the money I needed to help my family through the time my photography business was closed.  Wendy was easy to work with and responded quickly whenever I contacted her.   Thank you Wendy for your thorough information and patience and even when I asked multiple questions.   

Christy Wright Photography, San Jose, CA

I can’t recommend Joe enough. He helped my business expand greatly over the last year as I offered more services and needed the capital to do so. The results have been nothing short of amazing.

Thank you again Joe!!

Christopher A., Redwood City, CA