Want to learn more about COVID-19 related loans, contact us.




Our Mission:

At our core, we are dedicated to crafting success stories through the delivery of innovative financing solutions. Our mission is to empower our clients to not only grow but to thrive and expand their businesses beyond boundaries. By leveraging our expertise and resources, we strive to be the catalyst for their success, unlocking new opportunities and driving sustainable growth in the ever-evolving marketplace.

Our Philosophy:

Provide our clients with the highest degree of professionalism with regard to financing and related services to help you grow and meet your pressing financing needs.   In today’s challenging environment, financing can be difficult to obtain and frustrating to you as the borrower.  You can rely on us to eliminate that anxiety and deliver results.

Whether you need to get new equipment, finance your accounts receivable, raise working capital, or acquire a company, Spectrum is there for you.


We are professionals who care about providing proper education for business owners to ensure they understand the intricacies of financing and its associated costs!

Our Team

Wendy Roberts, CPA

Wendy’s Passion: Creating results-oriented solutions for her clients.

Wendy prides herself on creating winning strategies while thinking “outside of the box”!  Her background as a CPA, entrepreneur,  startup CFO, and former corporate executive has given her a broad insight in finding solutions to help her clients achieve exceptional growth and financial success.  She has a BS degree in Accounting from Indiana University, holds the CPA designation and is licensed with the CA Department of Business Oversight – CA FL 60DBO-98590.

There is a secret you may not know about Wendy – while she may seem like the typical accountant, she taps into her creative side by utilizing her musical talent.

Joe Monte

Joe’s Passion: Ensuring good lines of communication with the client to provide an easy loan qualification process.

Joe prides himself on being the “loan processor extraordinaire”!  His many bags of talent include owning and operating several businesses including a private mortgage company specializing in the commercial loan space. He understands the struggles of the small business owner and what it takes to succeed.  Joe strives to ensure clients are satisfied and treated with respect no matter their business venture.  Joe holds a Real Estate Broker’s license number 01201747 with the California Department of Real Estate.

There is a secret you may not know about Joe – he is an accomplished writer.  Yes, that is right – check out his book “Kelly’s Bar” on Amazon.

SBA loans that help small business struggling in a pandemic

While the Small Business Administration (SBA) and Congress have attempted to use the SBA loan program to help America’s businesses, accessing the program can be confusing and challenging for entrepreneurs – especially those small business owners. who either are not aware that resources exist, or once they do, may have difficulty navigating bureaucracy. We are experts and can help you streamline the process and get your loan funded fast and approved in no time.