Want to learn more about COVID-19 related loans, contact us.

Offering Financing Solutions for Your Business

and Commercial Real Estate

Why Choose Us?

Spectrum Business Financing provides businesses with unique financing options. Most of our clients were unable to obtain financing on their own. We have a strong record of getting our clients approved for excellent business loans. Read More…


Great Rates

Fully Amortized terms

Almost any type of business

Our Financial Services

We are experienced with SBA loan requirements that allow us to quickly process and get our clients approved

We offer traditional working loans with great rates and up to 1-4 years to repay.

While other lenders are turning down most commercial transactions today, our comprehensive approach enables us to offer loans for more borrowers


Spectrum and Wendy Roberts helped me navigate the PPP and SBA Loans during the beginning of the government subsidies in April, 2020.  Her timely information and vast knowledge helped me fill out my applications correctly and secured the money I needed to help my family through the time my photography business was closed.  Wendy was easy to work with and responded quickly whenever I contacted her.   Thank you Wendy for your thorough information and patience and even when I asked multiple questions.   

Christy Wright Photography, San Jose, CA

I can’t recommend Joe enough. He helped my business expand greatly over the last year as I offered more services and needed the capital to do so. The results have been nothing short of amazing.

Thank you again Joe!!

Christopher A., Redwood City, CA