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Fix and Flip Financing

SPECTRUM BUSINESS FINANCING

Services

Real Estate Fix and Flip Loans

Our Goal:

We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals.

Loans from $50k to $2.5M+ can be used for:

  • Straight Acquisition
  • Acquisition and Rehab
  • Refinance
  • Cash-Out

Loan Programs

Lending Criteria Residential Fix and Flip (Rehab Cash Now) Residential Fix and Flip (ARV) Residential Buy and Hold
Term 12 Months 12 Months 18 Months
Loan Amt. $50k to $2.5M+ $75k to $2.5M+ $50k to $2.5M+
LTV Up to 85% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out Up to 85% of the purchase price + up to 100% of renovation costs; Not to exceed 75% of the ARV Up to 85% of the Purchase Price; Up to 65% Refinance; Up to 50% Cash-Out
Property Types Non-owner occupied 1-4 family residential Non-owner occupied 1-4 family residential Non-owner occupied 1-4 family residential
FICO No set minimum 600 minimum No set minimum

What Are You Waiting For?
Contact Us Now!

Our Office Address:

1999 South Bascom Avenue, Suite 700
Campbell, CA 95008